We have Memorial Day and 4th of July festivities coming up in the near future, which inspire many of us to consume various libations. We need to remember that getting behind the wheel afterwards can become expensive. Insurance premiums can jump dramatically after a single DUI offense.
Not only do most states require SR-22 documentation, as proof of automobile insurance following a drunk driving conviction, but insurance rates will remain high until the conviction is removed from your record, typically January 1 of the fourth year after the incident. On average, a DUI conviction will cause premiums to increase by 92% in the United States, although actual increases vary widely by state. For instance drivers in North Carolina can expect to see a 337% increase in their car insurance costs, for example, while their counterparts in Maryland will only have a 15% surge.
The cities with the highest increases include:
- New York
- San Francisco
- Washington, D.C.
- Syracuse, N.Y.
- Savannah, GA
- Urbana-Champaign, Ill.
DUIs are the violations that cause the highest jumps in insurance premiums, followed by reckless driving and speeding more than 31 MPH over the limit.