Halloween Safety Checklist

Halloween is around the corner, are you ready for the holiday? Costumes and candy are what the holiday is all about, but you may want to keep a few things in mind to keep the ghoulish festivities from turning into a real nightmare.

1. Watch out for trick-or-treaters while you are driving tonight. Swerving to avoid all the people running around on the streets and neighborhoods is a real concern. Make sure that you slow down and be prepared to slam on the brakes if someone jumps into the road.
2. Kids and their parents will be running around all night, but you could be held liable if someone hurts themselves on your property. Your home policy includes coverage for people hurt on your property under the liability section, but keeping pathways well lit can avoid these type of claims.
3. Treats are a big part of Halloween, and so are tricks. If you are the victim of some holiday pranks, then rely on your home and car policies to clean up the vandalism.
4. Everyone loves spooky candles and lighting for decorations, but these can pose serious fire hazards. Be careful around lit decorations and keep a fire extinguisher close at hand in the event that something catches fire.
5. Some decorations can be expensive and, therefore, a target for thieves. All the commotion around the holiday can be an invitation to burglars, so make sure your belongings are adequately covered from theft.

Here is our holiday checklist to keep you safe this October 31st:

Hurricane Season is Here. Are You Covered?

July 1^st marks the beginning of hurricane season. If you live on or near the coast, be sure to check your homeowner’s policy to be sure you are covered for the full replacement cost of your house and its contents.  Storm surges can wipe out homes close to the shore, so take time to check that your jewelry, art, family heirlooms, and any other valuables are adequately covered by the policy limits or additional property riders (see our post on high value items for more information on insuring your valuables).

A Golf Course Perfect Lawn Every Year

Everyone wants to keep up with the Joneses and there is no situation that holds more true to that axiom than the state of our lawns.  Since it looks like we’ll be having a hot summer, here are a few tips and tricks for keeping your grass looking the best in your neighborhood.

Welcome to our new insurance blog!

We have moved over to a new platform here at Word-press to make our blog more user friendly.  This also allows you to search for key words and follow certain blog features more easily, letting you find the information you need quickly and efficiently.

We will be bringing you new blog segments and updated posts from our old blog.  As always, we will keep you up to date with our new blog postings on our Twitter and Facebook pages and you can always find us on our website by clicking on the Word-press icon in the top banner.

Speaking of the website, that’s new as well! We’ve got a brand new website up (same address as before) that was developed by TwistSix website design; check it out and let us know what you think.  2014 is poised to be a great year with the changes we’ve made to help both our customers and any who want to learn a little more about their insurance.

We hope you enjoy the new blog layout and please subscribe to our RSS feed if you want to keep up with our posts faster than on our other social media platforms.

Happy holidays and we look forward to ringing in the new year with you!